Worried about an IRS audit in retirement? Learn the most common audit triggers for retirees, including RMD mistakes, unreported income, and high investment earnings.
Retirement may mean the end of your working years—but it doesn’t mean you’re off the IRS radar.

While the IRS audits less than 1% of individual tax returns, certain financial situations can increase your chances of being flagged. For retirees, understanding these risks is key to avoiding unnecessary scrutiny, penalties, and stress.