Author: rameshnayer

In the dynamic and ever-evolving lending landscape, adherence to regulations and effective risk management are paramount for financial institutions. The complexity of regulatory requirements and the fluid nature of risk... Read More

In the dynamic realm of finance, discerning past patterns is paramount for shaping future strategies. Trend analysis emerges as a guiding light, charting financial trajectories over time and unveiling patterns... Read More

The financial statement is very key in the making of major organizational decisions in the changing financial and business arena. The whole picture of the level of financial health, performance,... Read More

The financial statement is very key in the making of major organizational decisions in the changing financial and business arena. The whole picture of the level of financial health, performance,... Read More

Credit risk analysis is a very fundamental process in lending and finance. It is whereby, through the process, lenders will be in a position to analyze the probable chances that... Read More

Behavioral finance is a field of study that examines how psychological factors and emotions influence the financial decisions of investors and the subsequent market outcomes. Traditional finance theory assumes that... Read More

Forensic accounting is a very vital tool that helps reveal financial fraud, misconduct, and irregularities occurring in the organization. It identifies the variances, patterns of fraud behavior, and assets hidden... Read More

The business loan market has been steadily expanding in India, though the contribution of commercial banks seems to have dropped. According to RBI, the year-on-year growth of bank loans to... Read More

The MSME segment is called, quite justifiably, the growth engine of India’s economy. With over 64 million organizations, it contributes to almost 30% of the GDP. A report published by... Read More

Smart lending is transforming the way financial institutions assess creditworthiness and grant loans. While automating tedious tasks like document verification and data analysis plays a crucial role, true smart lending... Read More